XRP is currently trading below $1.40, which is far below the double-digit threshold,<\/a> let alone three digits yet. However, according to Claver, the single biggest factor behind a price move to three or four digits would be a full-scale adoption of XRP by major banks and institutional players.\u00a0<\/p>\n He cited Monica Long,<\/a> President of Ripple Labs, as pointing to institutional adoption as the defining growth story for XRP in 2026. Claver named specific institutions he believes are positioned to lead the charge, including BNY Mellon, Fidelity, Citi, Franklin Templeton, and JPMorgan.<\/p>\n In his view, XRP needs to reach a high and stable market cap before institutions will feel comfortable moving significant capital into it. “If you have a huge market cap for XRP, something much higher than people can comprehend, it will be very difficult to move that price with the inflows or outflows,” Claver said.<\/p>\n He added that spot Exchange-Traded Funds (ETFs) and Digital Asset Treasuries (DATs) will contribute massively to the adoption of XRP by financial institutions. Recent market dynamics have already seen steady inflows into US-based Spot XRP ETFs, although not currently at a scale <\/a>that would lead to a surge to $1,000 by the end of the year.<\/p>\n Claver also pointed to Ripple\u2019s recent strategic moves as evidence that the company is positioning itself for institutional growth. These strategic moves are related to Ripple\u2019s acquisitions<\/a> that are now placing the company outside of simple payment processing.<\/p>\n During the interview, he noted that Ripple is now involved in treasury management solutions and updates on RLUSD <\/a>that could increase the use of its ecosystem.<\/p>\n \u201cThey’re doing treasury management at this point, so if they did want people to hold RLUSD and be able to generate a return on, that’d be great,\u201d Claver said.<\/p>\n<\/p>\n
Ripple’s Unique Position To Capitalize<\/b><\/h2>\n