One of the innovations that has made the greatest impact within the last few years is decentralized finance (DeFi). Simultaneously, this movement is built around crypto tokens that are disrupting central financial models through investing, trading and handling assets. In this article, the author discusses crypto tokens as the central part of DeFi to analyze how they are changing the world of finance as well as the implications for investors & banks. Understanding DeFi and Crypto Tokens DeFi is a generalized term for a wide category of financial applications and services based on blockchain, conceived in a way to eliminate
