Changes are taking place in the crypto trading community, with many moving away from meme-coins towards cryptos with solid revenue models and undiluted fundamentals. While Shiba Inu (SHIB) has begun to rise, speculative sentiment and token burns are still the driving forces behind its price growth. On the other hand, the DeFi ecosystem is shifting toward Mutuum Finance (MUTM) as it builds structured financial products with predictable growth and reliable returns. The speculative money in crypto is shifting toward engineered value products. While aiming to get in on the best crypto to buy, the shift from meme coins to profit-generating protocols is the crypto trend of 2025. The Limitations of Meme Coin Economics Shiba Inu (SHIB) has shown strength by getting stable at around $0.00000980. It has support due to the growth of the Shibarium network and the Shiba Inu token burning. However, broader market sentiment and the speculation within the Shiba Inu community still predominantly guide this token. Even though the token burning process adds some scarcity, the primary economic model still does not directly earn any revenue nor yield for the holders. This leads to reliance on speculative value, which is why savvy traders have started rotating capital into other productive assets like Mutuum Finance (MUTM). Mutuum Finance Momentum As one of the best cryptocurrencies to invest in, Mutuum Finance (MUTM) is the definite alternative for investors. Innovations and profit go hand in hand for this investment. Capital for the presale in progress has been raised phenomenally, gaining over $18.75 million and over 18,050 holders to the community. The project is in its most important 6th Phase, with tokens available for a very affordable price of $0.035. This opportunity is closing very quickly, with over 90% of the tokens sold. Once Phase 7 is active, the price will rise nearly 20% to $0.040. This is one of the most advantageous and possibly last moments to invest at this price before the tokens go to the exchange. Dual Lending Mutuum Finance is a decentralized and non-custodial lending marketplace that facilitates lending and borrowing of cryptocurrencies through a secure smart contract platform. Traditional lending protocols operate through pooled resources alone, but Mutuum Finance implements a dual lending model that comprises Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending. With the P2C model, the user deposits funds into a community pool that is managed through the use of smart contracts. The user earns mtTokens that show the ownership and the interest that the owner earns over time. The borrower gets the funds through overcollateralization terms that ensure the funds of the lenders are not put at risk. The model works similarly to other DeFi protocols such as Aave and Compound. Mutuum’s P2P lending system provides a custom loan agreement to lenders and borrowers. The custom loan terms include the interest rate and the collateral for the tokens that are considered volatile and cannot be lent through pooled lending. This feature of Mutuum is most beneficial to meme coins holders and other high-risk assets. Roadmap and Launch Mutuum Finance has a phased developmental schedule to ensure a safe and scalable launch of the dual lending protocol. V1 protocol debut is set to take place this quarter on the Sepolia testnet. The first version of the protocol will include lending and borrowing functionalities for ETH and USDT. After the testnet, Mutuum Finance intends to launch the mainnet with more functionalities such as enhanced P2P functions for volatile and meme tokens, a robust system of staking the mtToken, and the buy-and-distribute tokenomics model functioning completely. This will ensure that any bugs and vulnerabilities are removed before the protocol becomes completely functional. The Strategic Shift is Already Underway As we approach 2026, meme coin holders are shifting to DeFi instead of just waiting idly. Most will zealously partake in the ecosystem that is Mutuum Finance. The ongoing presale offers cutting-edge daily self-earn programs, built with user safety in mind. Since we are in the last stages of phase 6, it will only take a few days for the allocated presale to sell through. Join while there’s still time. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
