Those expecting early 2026 to be a milestone on the road to crypto adoption will have to wait just a little longer. Coinbase recently withdrew its support for the CLARITY Act, a key piece of legislation that will enable U.S. regulators to oversee the industry, causing the U.S. Senate Banking Committeee to postpone the bill for at least a few weeks. Still, comprehensive U.S. crypto regulation this year is inevitable. Meanwhile, Bitcoin dominance has been slipping since summer , a sign that the smart money is rotating into altcoins like XRP, Solana, and Cardano ahead of the next bull run. XRP (XRP): Payments Blockchain Eyes $5 as Momentum Builds Ripple’s $119 million market cap XRP ($XRP) is a cornerstone of blockchain-based cross-border payments, offering fast settlement times and minimal transaction costs. The XRP Ledger (XRPL) was purpose-built for banks and financial institutions, aiming to overhaul slower, more expensive legacy systems like SWIFT. Ripple’s expanding profile has earned recognition from prominent organizations, including the UN Capital Development Fund and the White House, underscoring XRP’s global and potentially game changing reputation. Following the resolution of Ripple’s lengthy legal battle with the SEC, XRP surged to an all-time high (ATH) of $3.65 in mid-2025. Since then, broader market weakness has driven a pullback of roughly 46%, with the token now trading near $1.95. Despite the downturn, XRP may not remain below the $2 mark for long. A key catalyst has been the launch of spot XRP exchange-traded funds in the U.S., providing regulated access for both institutional and retail investors. Additional ETF approvals, combined with clearer regulatory frameworks, could propel XRP toward the $5 by Q2, while a 2026 bull target of $10 remains plausible. Solana (SOL): High-Speed Blockchain Poised for New ATH Solana ($SOL) is one of the best smart contract platforms out there. Known for high throughput and low transaction costs, the Solana network supports more than $8.5 billion in total value locked (TVL) and SOL maintains a market cap around $74 billion. The rollout of Solana spot ETFs by asset managers such as Grayscale and Bitwise has also been instrumental in introducing the asset to TradFi institutional investors. Trading around $130, SOL currently sits slightly below its 30-day moving average, a technical signal that often precedes a rebound toward trend alignment. A bullish flag pattern that formed in late 2026 could resolve into a strong upward move. A clear break above resistance near $200 and $275 would open the door for Solana to exceed its ATH of $293.31 and potentially climb past $300 before the end of the quarter. Solana is also emerging as a key platform for real-world asset tokenization, widely regarded as one of blockchain’s most compelling use cases for institutions. Major players such as BlackRock and Franklin Templeton have used Solana to issue tokenized investment products. Cardano (ADA): Research-Driven Smart Contract Platform Cardano ($ADA) was established in 2015 by Charles Hoskinson, a co-founder of Ethereum, and officially launched in 2017. The ongoing development of this Proof-of-Stake blockchain is grounded in peer-reviewed academic research, an approach that continues to set Cardano apart from many competitors in the sector. With a market value of approximately $13.4 billion and a TVL of $168 million , ADA still has plenty of headroom to grow before competing directly with Solana as the leading alternative to Ethereum. From a technical perspective, ADA’s Relative Strength Index is hovering near 43. Over the past 24 hours, the token has gained 2%, bringing its price to around $0.365. The appearance of a bullish falling wedge pattern in late 2026 indicate the possibility of an imminent rally that could, under favorable conditions, help ADA push through local resistance zone to hit $1.20 by the end of Q1. Additionally, if the CLARITY act is resolved, Cardano could easily revisit its $3.09 ATH before year-end. Bitcoin Hyper (HYPER): Meme Branding Meets Advanced Bitcoin Layer 2 Bitcoin Hyper ($HYPER) is an emerging Bitcoin Layer-2 network focused on accelerating transactions, lowering fees, and enabling advanced smart contract functionality. Powered by the Solana Virtual Machine, Bitcoin Hyper incorporates decentralized governance and a Canonical Bridge facilitate seamless cross-chain Bitcoin transfers. The project’s presale has already raised over $30.8 million, with some market commentators projecting potential returns ranging from 10x to 100x once the token becomes available on exchanges. A recent audit conducted by Coinsult reported no critical vulnerabilities in the smart contract. The HYPER token underpins the ecosystem, serving as the medium for transaction fees, governance participation, and staking incentives. Participants can stake tokens during the presale to earn yields of up to 38% APY, though returns gradually decrease as overall participation increases. With exchange listings anticipated later this year, Bitcoin Hyper’s presale offers early supporters exposure to the next evolution of the Bitcoin network. Visit the official presale website or follow Bitcoin Hyper on X and Telegram for more information. Visit the Official Website Here The post Best Crypto to Buy Now January 22 – XRP, Solana, Cardano appeared first on Cryptonews .
