A breakthrough in crypto adoption is unfolding in the U.S. after global payments giant PayPal announced a new feature enabling merchants to accept over 100 cryptocurrencies, including XRP, as payment. This development, highlighted by crypto analyst X Finance Bull on X, has sent a wave of excitement through the XRP community. The reason is simple: this isn’t a future promise. Adoption is already here. PayPal Enables Crypto Payments for U.S. Merchants PayPal has officially unveiled its new crypto checkout solution that allows U.S.-based merchants to accept cryptocurrencies such as Bitcoin, Ethereum, XRP, USDT, USDC, Solana, BNB, and many others. BREAKING: PAYMENTS GIANT PAYPAL JUST ENABLED $XRP AND CRYPTO PAYMENTS FOR U.S. MERCHANTS Near-instant settlement. 90% lower fees. 100+ cryptos supported. This isn’t adoption coming, it’s here. How long until the rest of the world follows? pic.twitter.com/Xvc08I5Imw — X Finance Bull (@Xfinancebull) July 28, 2025 These payments are instantly converted into PayPal USD (PYUSD) or fiat dollars at the time of transaction, protecting merchants from crypto price volatility. Consumers can make payments using popular wallets, including MetaMask, Coinbase Wallet, Phantom, Binance, Kraken, and Exodus. The system promises near-instant settlement and dramatically lower fees. PayPal confirmed that crypto transactions will incur a flat 0.99% fee, a reduction of over 90% compared to traditional international card processing costs, which typically exceed 1.75%. The discounted fee structure is in place until July 31, 2026. Why This Matters for XRP The XRP community, often referred to as the XRP Arm, has long advocated for the token’s utility as a fast, cheap medium of exchange. PayPal’s decision to include XRP as one of its supported assets marks a turning point for the asset’s mainstream visibility and functional use. With over 100 million active merchants and 650 million crypto users worldwide, PayPal’s reach could significantly boost XRP’s transactional volume. The network effects from this integration are expected to bring heightened liquidity and real-world use cases, bolstering XRP’s relevance not just as a speculative asset but as a legitimate global payment rail. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 XRP’s strengths, namely, its sub-second transaction speed and ultra-low fee , align perfectly with PayPal’s ambition to improve cross-border commerce. In practical terms, a small business in the U.S. can now receive payment from a customer in Guatemala in near real time, with XRP acting as the underlying bridge currency. A Signal of Wider Adoption to Come PayPal’s announcement follows months of regulatory clarity in the U.S. stemming from the passage of the GENIUS Act , which provides a legal framework for stablecoins like PYUSD. This has given payment companies the confidence to expand crypto features without legal ambiguity. Industry analysts believe that this move sets a precedent that other global financial platforms will follow. PayPal has already hinted at future international expansion pending regulatory reviews in the EU, UK, and Asia. If the U.S. launch proves successful, other jurisdictions may soon enable similar crypto payment systems, potentially making XRP a key player in global commerce. X Finance Bull’s post captures the significance of this development perfectly: “This isn’t adoption coming, it’s here.” For XRP holders and the broader crypto community, this is not just a win for innovation but a validation of crypto’s role in the future of finance. As PayPal brings cryptocurrencies like XRP into everyday payments, the rest of the world may soon have no choice but to follow. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post This PayPal Announcement Excites XRP Army. Here’s Why appeared first on Times Tabloid .
